Relationships Built on Information,
Education, Options, Advice & Service

 Cell: 408-646-0750, Office: 408-946-3652

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Mission & Services


Provide independent analysis, information, options and professional advice accessible to families and individuals.  Building long term trusting relationships is crucial to our (yours and my) success.  I am located in the Silicon Valley/San Francisco Bay Area.

My advice and assistance is focused in particular on Retirement Planning, especially for Educators.  An integrated analysis of Social Security, CALSTRS, IRA's, 403b Plans, 457 Plans and 401k's is crucial for a complete and realistic view of Income for the Retirement Years.


Wealth Accumulation, Wealth Management and Risk Analysis

I provide Independent Second Opinions (see Second Opinions)




    Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFAN Insuarnce Agency), member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

    121 Sudbury Court, Suite 101, Milpitas, California 95035 United States

    This site is published for residents of the United States only. Financial Advisors of Cetera Advisor Networks may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks site at  

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